Akhuwat Loan Plans
Akhuwat Loan Plans offers interest-free microloans through a simple, minimal-documentation process, empowering low-income individuals and small entrepreneurs.
Akhuwat Loan Scheme Plan 2025
| Loan Amount (PKR) | Time Period | Monthly Installment (EMI) |
|---|---|---|
| 50,000 | 1 Year | 4,170 |
| 100,000 | 1 Year | 8,335 |
| 500,000 | 5 Years | 8,335 |
| 1,000,000 | 10 Years | 8,335 |
| 1,500,000 | 10 Years | 12,500 |
| 2,000,000 | 10 Years | 16,670 |
| 3,000,000 | 10 Years | 25,000 |
| 5,000,000 | 15 Years | 27,780 |
Types of Akhuwat Loans
Akhuwat foundation offers a range of loan programs designed to meet various financial needs
Apna Ghar Apni Chhat
This Program is the new loan scheme for housing units. This scheme is launched by CM Punjab Maryam Nawaz.
Home Loans
Borrow up to Rs. 50 million for purchasing, refinancing, or constructing a home.
Car Loans
Finance new or used vehicles at competitive rates.
Education Loans
Assistance for students pursuing education in Pakistan or abroad.
Special Loan Programs
Tailored options for senior citizens, retirees, and government employees.
Personal Loans
Manage unexpected expenses such as medical bills or home repairs with flexible repayment options and low interest rates.
Bussiness Loan
Assistance for individuals pursuing business in Pakistan or abroad.
Loans Against Property
Use your property as collateral to secure larger financial needs.
Akhuwat Terms and Conditions
Acceptance of Terms
By accessing and using this website, you acknowledge and accept these Terms and Conditions. If you do not agree with these terms, please refrain from using our website and services.
Privacy Policy
We value your privacy. Please take a moment to review our Privacy Policy, which details how we collect, use, and safeguard your personal information. By using our services, you consent to the terms outlined in the Privacy Policy.
Eligibility
To qualify for loan applications or to use our services, you must be at least 18 years old and either a resident of Pakistan or an eligible Non-Resident Pakistani (NRI). By utilizing our services, you confirm that you fulfill these eligibility criteria.
No Hidden Charges
Akhuwat is dedicated to transparency. There are no hidden charges or unexpected costs associated with our loans; all costs will be clearly communicated to you upfront. Akhuwat only requires an advance payment of the file processing fee, which must be paid upfront.
Interest-Free Loans
Akhuwat provides interest-free loans (Qarz-e-Hasna). While we are committed to offering transparent and ethical financial services, the approval and terms of each loan depend on our assessment and discretion, considering the applicant’s financial circumstances.
Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of Akhuwat and is protected by copyright laws. You may not use, reproduce, or distribute any content from this website without our explicit written permission.
Application Process
All loan applications must be submitted either through our website. The information you provide must be accurate and complete. Incomplete or false information may result in the rejection of your application.
Limitation of Liability
Akhuwat will not be liable for any damages, including, but not limited to, indirect, incidental, or consequential damages, resulting from or related to the use of this website or our services.
Loan Repayment
Repayment terms for each loan are specified in the loan agreement. Borrowers are expected to follow the agreed-upon repayment schedule. Akhuwat provides flexible repayment options, with no penalties for late payments or early repayments.
Governing Law
These Terms and Conditions are governed by the laws of Pakistan. Any disputes arising from or related to the use of our services or these Terms will fall under the exclusive jurisdiction of the courts in Pakistan.
Modifications to Terms
If you have any questions or concerns regarding these Terms and Conditions, please reach out to us.
Contact Information
If you have any questions or concerns regarding these Terms and Conditions, please reach out to us. Thank you for selecting Akhuwat. We are dedicated to offering you ethical and transparent financial services.